Protecting your family’s home
Everyone’s needs are different regarding home insurance; our expert team at Mortgage Pod can help you secure the perfect building and contents insurance for your home and belongings.
We know it can be stressful researching different home insurance providers, so we take the headache out of building and content insurance for you. Our professional team offers total peace of mind.
Here at The Mortgage Pod, we’ll discuss your needs before researching the market and then present the different options to you. There are various factors to consider regarding home insurance, such as accidental damage and home emergency cover, but we’re by your side to take care of everything. All you need to worry about is what colour you’ll paint the kitchen!
Protect your property with home insurance tailored to you
When it comes to home insurance, there are two main types of insurance: buildings insurance and contents insurance. Just like their names suggest, the main differences are that building insurance insures your home’s structure and any permanent fixtures or fittings, such as your kitchen and bathroom.
Content insurance keeps your possessions safe, including almost anything within your home such as electrical equipment, jewellery, furniture, musical instruments etc.
Building and Contents Insurance organised by your expert mortgage broker
Unfortunately, accidents happen and insuring your home and belongings can save you a lot of headaches and expenses in the long run. So, whether you’re a first-time buyer or looking for a home with a bit more space, the Mortgage Pod is here to ensure you get the best home insurance for your new property!
What else do you need to know?
Do I need both buildings and contents insurance?
No. If you have a mortgage or you're in the process of securing one, it will be a condition of your mortgage that you have buildings insurance in place. However, content insurance is optional.
Many providers offer buildings and contents insurance that can be purchased together or separately. Our expert team is on hand to help you make the best decision regarding protecting your home and your belongings.
When do I need to have buildings insurance in place?
You need building insurance from the date your contracts are exchanged, as that's when the property is your legal responsibility. We know that it can be overwhelming searching through the various providers and deals, which is why your mortgage broker can help you to find the best cover for your needs and budget. They'll ensure it's ready to go when you exchange on your new home.
Do I have to get my Buildings insurance from my mortgage provider?
No. Just like any other insurance, you can shop around! Although some mortgage lenders do include buildings insurance as part of their mortgage package, not all. At The Mortgage Pod, your broker is on hand to help you find the best insurance for your needs!