Expertly guiding you through the remortgage process
Allow us to take care of your remortgage, while you make big, exciting plans. But don’t be afraid to tell us what you have in store, as this can help us understand what your goals are, while helping you secure the best remortgage deal for you.
After all, you’ve done the hardest part. You’ve got the house, you’re all moved in, but now what? Well, sometimes plans change, and so do your finances. The Mortgage Pod is here to help simplify the remortgage process, so you can get on with making your house a cosy home.
We take the hassle out of remortgaging
It can feel like hard work having to go through the mortgage process, again. Thankfully, this time, you’ve got the home you dreamed of and it’s less about securing your first great mortgage offer and more about achieving a better deal for your situation a little further down the line.
Our team of professional mortgage advisers are on hand to help you achieve just that. Plus, if you’re feeling unsure at any point, we’re all ears to help you every step of the way. Get ready to tell us all about your future plans, we can’t wait to get excited with you.
Remortgaging to suit your future plans
Whether you’re looking to secure a better mortgage deal or need to release some equity from your home, we can guide you through the remortgaging process. Plus, with a focus on sustainability and reducing paper waste, we provide all documentation electronically, so you won’t be snowed under with post, either.
Lower monthly repayments and more favourable interest rates are pretty appealing possibilities when remortgaging. But don’t worry, we’ll explain everything the market has to offer you, so you can lock in the best deal for you and your home.
Remortgaging stress? Communication battles? No, thank you.
With The Mortgage Pod, your mortgage advisor is here from start to finish, and then some. We offer a lifetime service, so you can rest assured we’re here to help if you need us later on in life.
What else do you need to know?
Should you remortgage?
Much like switching from one phone contract to another, we’re all familiar with trying to bag ourselves the best possible deal. So why shouldn’t things be the same for your mortgage?
Of course, there are times where a remortgage may not be a wise move - for example, if you’re still in your introductory period, or when you have very little left to pay. But if you’re nearing the end of a fixed rate, for example, now is the perfect time to remortgage for a great new offer.
Can I remortgage to release equity?
When the time comes to remortgage, some people take this opportunity to borrow some money at the same time. This may be for home improvements, that house extension you’ve always dreamed of, or for helping your own kids to buy their first home. This is called ‘releasing equity’.
It’s always best to speak to a mortgage expert if you’re thinking about remortgaging, since they’ll have access to a shed load of lenders and suitable products.
When you work with us, your mortgage advisor will look at your current deal, your financial circumstances and your attitude to risk and search the whole mortgage market to find the most suitable deal for you.
Will remortgaging affect my credit rating?
Much like when you secured your first mortgage, it doesn’t go through instantly when you choose to remortgage. Just like your initial mortgage application, your credit rating may be affected when you apply for a new mortgage deal.
If your circumstances have changed - such as a reduced household income - your mortgage offers may differ. This is where we can help you gain access to a wider range of lenders, allowing you to make an informed decision before your current mortgage is up.