5.0 based on 171 Reviews from

Mortgage Tools

Our Mortgage Tools

We’re helpful sorts at The Mortgage Pod, and want to empower our customers with the knowledge to find the right mortgage. Here are a few useful tools to help you along the way.

Local Free Mortgage Tools Portsmouth The Mortgage Pod

A few tools to give you a hand...

Finding the right mortgage requires careful research and analysis of your unique circumstances – but sometimes, you just need a ballpark figure fast! We get it. So feel free to play around with our mortgage and stamp duty calculators to get an idea of your affordability for a mortgage. 

Credit Report

Your credit score can have a big impact when looking for the best mortgage deal.

Mortgage Repayment Calculator

We thought you may like to get a feel for what your mortgage repayments may look like each month.

Mortgage Affordability Calculator

Use our handy calculator to estimate how much you could potentially borrow for your new home.

Stamp Duty Calculator

Our Stamp Duty calculator gives you an idea of the amount of tax you’ll need to pay.

Mortgage Surveys

Get a quote for a full homebuyer’s report today from The Mortgage Pod’s approved partners.

Mortgage Jargon Buster

Our Mortgage Jargon Buster breaks down mortgage terminology to help you navigate your mortgage journey with confidence.

Self Employed / Ltd Co. Director Afford calculator

Find out how much you could borrow and what the repayments are for a mortgage if you’re self-employed.

Mortgage Overpayment Calculator

Find out how much you save with mortgage overpayments.

You can also check your credit score here, which is super important before embarking on a mortgage application. It gives you a clear view of how your existing credit agreements may impact your chances of mortgage approval, allowing you to take positive action. 

What our customers are saying about us

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Nadine
7 days ago
★★★★★

Amazing service! Barry is so helpful, really knowledgeable and nothing is ever too much tr...ouble. We will always use Barry for our Mortgage and highly recommend his services.Read more

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Charlie King
7 days ago
★★★★★

Thank goodness I got in contact with Steve! Many people told me I wouldn’t be able to get ...a mortgage being self employed and only having traded for a year but Steve was able to help me get a mortgage and I’m getting the keys this week!! Can’t think you enough Steve🙏Read more

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Danny Loveless
1 week ago
★★★★★

Steve at The Mortgage Pod has been absolutely fantastic from start to finish. He took the ...time to understand our situation in detail and found the best mortgage options available to us. The whole process was seamless, communication was clear throughout, and nothing was ever too much trouble. It’s rare to find someone who combines deep expertise with genuine care for their clients — but Steve does exactly that. Highly recommend The Mortgage Pod to anyone looking for a stress-free mortgage experience.Read more

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DANIELLE SNOOK
3 weeks ago
★★★★★

Barry made the whole process of applying for a mortgage a breeze. Without his help it defi...nitely would have created more stress than we wanted. He explained everything clearly and kept us in the loop at all times. Thank you for helping us get our mortgage on our first home.Read more

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Becky Mitchell
3 weeks ago
★★★★★

Barry was incredibly helpful, thorough and diligent. Always updated me promptly and the pr...ocess was seamless. This was my first time remortgaging and I felt I was in very safe hands. Highly recommend!Read more

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Samuel Martin
1 month ago
★★★★★

Brilliant experience with Steve and the team. Steve is extremely knowledgable and pragmati...c. It was a very smooth process.Read more

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Natasha Chan
1 month ago
★★★★★

Excellent service from Barry. He has been able to answer every question we had about mortg...ages and the process thoroughly. Would definitely recommend for first time buyers!Read more

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Emma Foster
1 month ago
★★★★★

We’ve used the Mortgage Pod now for renewing our mortgage a couple of times now and they h...ave been super helpful always on hand with any questions and always gets us the best deal. When we don’t understand anything they are happy to explain so we do ☺️ we would definitely recommend them to anyone looking for a Morgage/renewal etc.Read more

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Chris Austin
2 months ago
★★★★★

We have used Steve Humphrey @the mortgage pod for the last 10 years and I wouldn't us...e anybody else now . Steve and his team always go the extra mile.Read more

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ollyit
2 months ago
★★★★★

Barry helped me through a remortgage - he was very consistent in his accessibility, very t...hrough with keeping line with financial regulations, so a true professional, did a lot of maths for me, and explained the options making sure I had the best fit for a 2 year fix - Im a customer now so I'll be in touch again in a year or soThanks again Barry Top man,Regards OllyRead more

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Gav Carmann
2 months ago
★★★★★

Steve at the Mortgage Pod was incredibly helpful from day 1, right the way through to comp...letion. As it was our first time buying, we had lots of questions and concerns about the process. However, Steve helped put us at ease, was always available and responded really quickly to any queries we had. Making the process very simple and pain-free for us! Couldn't recommend enough!Read more

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Michael Muscat
2 months ago
★★★★★

As first time buyers we were unsure of the process, but Steve made everything so clear and... easy.Always contactable, responsive and knowledgeable, Steve's experience and calm kept things running smoothly, and he quickly kept us informed of changes to interest rates meaning we were able to twice improve on our product.Would definitely come to Steve in the future.Read more

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MC
2 months ago
★★★★★

Steve offered us some fantastic support and guidance throughout our house buying journey. ...As first time buyers, we were a little overwhelmed, but Steve took the time to to explain the process and we often turned to him with quick questions. He was super quick to respond and kept us updated every step of the way. Would 100% recommend.Read more

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George Llewellyn
2 months ago
★★★★★

Tremendous experience with the Mortgage Pod,I had a series of unfortunate events that led... my homebuying journey down a 2 year path but Steve was there whenever I had a question or any help. Really friendly and professional team I'd recommend to anyoneRead more

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Georgia Raine
2 months ago
★★★★★

Barry has been brilliant throughout the whole process, he has helped us understand everyth...ing and talked us through each step as well as answer all of our questions. We also had help from Chris for our insurances and found this very helpful and informative. Both Chris and Barry have given us a wealth of knowledge as first time buyers. We highly recommend The Mortgage Pod.Read more

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Matt Ridgway
2 months ago
★★★★★

We used Steve @ the mortgage pod to help us secure a new mortgage and release some funds t...o complete an extension. We had been trying to sort this for a while but our complicated situation had meant that other brokers simply vanished when it got tricky. Steve stuck with us, drafted in help from colleagues, made calls to mortgage companies and explained our situation rather than just accepting “computer says no”.The way of communicating was perfect for us, via WhatsApp group chat. We genuinely felt that Steve was on our side and helped every step of the way.Thanks so much 🙏Read more

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Aline Mendoza
3 months ago
★★★★★

We were so lost and dreading the process, but Steve was amazing and made things run super ...smoothly. He was super friendly, approachable and helped us to get a better rate than we expected. Thank you, Steve!Read more

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Mischa Gough
3 months ago
★★★★★

I can’t recommend Barry highly enough! From start to finish, the service was excellent. Th...ey were always available, incredibly responsive, and nothing was ever too much to ask for. Every question I had was answered quickly and clearly, which made the whole process stress-free and easy to understand. Everything was handled on time and with such professionalism – it really took the pressure off and made what could have been a daunting process so straightforward. An outstanding service throughout!Read more

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Daniel
3 months ago
★★★★★

Steve was amazing throughout out the whole process, and was always happy to answer questio...ns and respond quickly. He helped us get a great rate and advised us on how to navigate one of having a visa. Highly recommend, particularly to first time buyers!Read more

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Natalia Corcuera
3 months ago
★★★★★

I had an excellent experience working with Barry as my mortgage advisor. He is incredibly ...kind, well-organized, always available to answer questions, and extremely patient throughout the entire process. Barry’s professionalism and dedication made everything smooth and stress-free. I highly recommend his services.Read more

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Shayan Iranipour
4 months ago
★★★★★

If you’re lucky enough to find Steve in your search for a mortgage broker then look no fur...ther. Steve was amazing throughout the entire process. He found by far the most competitive products and worked tirelessly to make sure the product was competitive with any interest rate changes. I’ll gladly recommend his services to anyone and will be delighted to use his services again in the future.Read more

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Jessica Terry
4 months ago
★★★★★

Would highly recommend - amazing service!I’m a first time buyer and the process of buyin...g a property was very daunting to me. I knew very little about how to get a mortgage and it started with a quick google search for the Mortgage Pod. I’m very grateful that I chose this company. Barry was brilliant, he talked me through every step of the process and took the time to explain every detail and answer any questions I had. Great communication throughout. I honestly cannot thank him and the company enough for all the work they have put in to help me get on to the property ladder. Thank you so much again!Read more

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abie duke
4 months ago
★★★★★

We were let down by a previous mortgage advisor and had lost hope in buying our first home... any time soon. Then we were recommended the mortgage pod (shout out to Sarah Oliver) and had a conversation with Barry - we had our mortgage in principle straight away. He helped us with everything from start to finish during the process of buying our first home and we couldn’t have been happier with the service provided. A really nice guy with lots of knowledge and fast replies to all our queries.Being first time buyers is so daunting but Barry took the time to explain and go over everything to ensure we were happy. Thanks so much, 10/10 wouldn’t use anyone else and would reccomend Barry/The mortgage pod to anyone who needs a mortgage advisor!Read more

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Holly Connor
5 months ago
★★★★★

Steve and Ebony have been amazing throughout the whole process, explaining everything in d...etail, making sure we are happy with all decisions and are great are keeping up communication! They have been available on the phone whenever we need. I would highly recommend using The Mortage Pod! Great work.Read more

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Sharmin Sultana
5 months ago
★★★★★

Mortgage Pod/ Steve has been absolutely brilliant throughout the whole process. He was rea...lly accommodating and took the time to explain everything clearly, which made a big difference as a first-time buyer. He went through lots of payslips and documents without any fuss and made sure I understood every step. I felt really supported the whole way through. Would definitely recommend them to anyone looking for a mortgage advisor! Especially to doctors who have lots of locum payslips to work through! Also thanking Steve for the sweetest welcome card, my first piece of post to my new home!Read more

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Rebecca Mitchell
6 months ago
★★★★★

Barry was fantastic - really helpful and communicative. Went the extra mile. Highly recomm...end!Read more

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James Rayner
6 months ago
★★★★★

Barry from The Mortgage Pod was super helpful in assisting me in securing my first mortgag...e, as a whole of market broker he was able to find em a great deal to suit my individual circumstances. Thanks very much Barry.Read more

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FATIMA LOPEZ FERNANDEZ
6 months ago
★★★★★

As first-time buyers, we not only needed a mortgage advisor but also a guide through the b...uying process, and Barry Wise was exactly that. He went out of his way to help us at every step, always making time for phone calls when we needed clarity or reassurance. Barry was patient, knowledgeable, and genuinely committed to finding the best outcome for us. We felt supported and informed throughout, and we wouldn’t hesitate to recommend him to anyone looking for expert, approachable mortgage advice.Read more

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Shaun Hicks
6 months ago
★★★★★

Great communication, and all of the team made the mortgage process as easy as possible

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Connor Jones
7 months ago
★★★★★

We couldn’t be happier with the outstanding service provided by Barry. From start to finis...h, we were guided through the mortgage process with expertise, patience, and genuine care for what can be a very daunting and stressful process.Barry was always contactable, answering any questions we had. We would recommend The Mortgage Pod to anyone. Thank you Barry.Read more

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Patrick
7 months ago
★★★★★

Steve was helpful, knowledgeable, quick and really hard working and we are enormously grat...eful to him for his work. I can’t recommend Mortgage Pod highly enough!Read more

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Josh Winter
8 months ago
★★★★★

Barry at The Mortgage Pod has been absolutely fantastic in assisting us with securing our ...first mortgage.He was fantastic in communicating with us and no request was too much hassle for him.I would recommend their services to anyone and myself and my partner are extremely thankful for all his hard work.Read more

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Tili
8 months ago
★★★★★

10/10 service really appreciated. We were a bit nervous initially but was very easy throug...h Barry and we were always kept in the loop 😀Read more

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Forever Flawless Skin Clinic
8 months ago
★★★★★

Barry was amazing. He was very knowledgeable, reassuring and professional every step of th...e way. He kept me informed of every step.Read more

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Katie McIlwain
8 months ago
★★★★★

Barry has been such a superstar in all his advise and hard work. We never thought of getti...ng a mortgage advisor but after being looked after by Barry, we would not think of going elsewhere.Highly, highly recommend!Read more

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Gareth
8 months ago
★★★★★

Great service from Steve & the team. Kept us informed every step of the way and worked... really hard to secure us a mortgage quickly. Would highly recommend and use again.Read more

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Piotr Slm
8 months ago
★★★★★

The best advisor you can imagine. Five stars are not enough

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Tony Tee
9 months ago
★★★★★

After being told we could only get a mortgage at a real high rate and we’d have to wait an...other year for things to change we were put in contact with Steve who was brilliant from the very beginning of the process and sorted out a brilliant rate for us. Cannot fault the service from Steve and his team he’s helped us to be able to get the property we wanted..Read more

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Emma Camm
9 months ago
★★★★★

Steve was exceptional in helping us secure a new mortgage earlier this year. Steve kept us... in the loop at all times and worked hard to find us the best mortgage deal to fit with our needs. He is professional, so helpful, and is great at explaining all the financial jargon to regular people like us! Absolute star 🌟Read more

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Philippa Cheesman
1 year ago
★★★★★

Brilliant service...fantastic advice...all done from the comfort of my home and I have a m...ortgage that suits my needs ...totally recommendRead more

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Lara Matthews
11 months ago
★★★★★

Steve is an amazing person, very helpful and informative. Straight on it with all updates ...and no question is too small. Would highly recommend 👌Read more

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gusty nel
11 months ago
★★★★★

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T Ahmed
11 months ago
★★★★★

Steve was incredibly helpful in helping us sort the house and mortgage, would highly recom...mendRead more

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Shuheb Ahmed
11 months ago
★★★★★

Steve was very helpful and friendly. Would recommend

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Natalia Cretu
11 months ago
★★★★★

Steve was very helpfull in buying our first home. Definitely will recommend him to our fri...ends.Read more

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Megan Davis
11 months ago
★★★★★

100/10 would recommend 100 times over. Steve answered all of my questions efficiently and ...quickly. He was always there to offer me advice and support. Could not recommend enough!Read more

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Charles Austin
11 months ago
★★★★★

Steve was excellent, especially since it was my first time buying. He went way beyond what... he needed to do and made the whole process so much easier.Read more

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Lewis Clennell
12 months ago
★★★★★

Steve was brilliant throughout the whole process - we needed a quick purchase of our renta...l property and Steve supported and pushed everything through. He dealt with accountants and curve balls like group formation companies very easily . Highly recommendRead more

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Sam Hanson
1 year ago
★★★★★

Steve was brilliant in guiding us through securing a new mortgage for our property. He has... helped us over many years with previous mortgage deals and has been so helpful, knowledgeable and patient in answering our many questions. He really does have our best interests at heart and nothing is too much trouble. I would highly recommend The Mortgage Pod to anyone interested in getting the best deal tailored to their needs.Read more

No hidden fees, no sales patter, just clear and transparent mortgage advice.

When you are buying a property, you have enough on your plate without feeling pressured or worried that you’re being misled. At The Mortgage Pod, we’re not here to sell you a mortgage, send you a bill and run. We will talk you through everything you need to know and you will always be able to reach us if you need to.