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What to Check When Viewing a Property: First Time Buyers Guide

Start your mortgage online

5.0 based on 155 Google Reviews.

Start your mortgage online

5.0 based on 155 Google Reviews.

Written By

Steve Humphrey mortgage and protection advisor

Steve Humphrey

Table of Content

A house viewing is your chance to look past fresh paint and clever staging to see how well a home will really fit your life and budget.

Use the guide below as a practical house viewing checklist so you leave no stone unturned, whether you are touring in person or relying on virtual house viewings.

What to Check Outside the Property

  • Roof and walls – look for missing or loose tiles, a sagging flat roof, major cracks, damp patches or bulging brickwork.
  • Window frames – flaking paint, rotten timber or blown double glazing can hint at bigger bills.
  • Gutters, downpipes and chimneys – ensure nothing is blocked, rusty or leaning; chimneys straight suggests stable foundations.
  • Garden and outdoor space – is it overlooked by neighbouring properties, dominated by large trees or blessed with a south-facing garden that enjoys the most sun?
  • Parking space – confirm any drive, allocated bay or permit zone, and check local restrictions during rush hour.
  • Planning history – ask the estate agent about past or pending planning permission applications nearby, especially in a conservation or listed building area.

What to Check Inside the Property

Structure and storage

Look for uneven floors, freshly painted patches that may hide cracks, and ceilings stained by leaks.

Open built-in cupboards, check the loft is accessible and measure wardrobes to be sure there is enough storage for more than just smaller furniture.

Natural light and layout

Visit at different times to judge how much natural light each room gets. South-facing windows grab warmth; north aspects may feel cooler. Note whether rooms suit your current furniture or require creative thinking.

Fixtures, fittings and services

  • Taps work? Run hot and cold to judge water pressure and test the boiler fires up.
  • Flush all toilets, listen for slow cistern refill and ensure bathrooms have a working extractor fan.
  • Switch on lights, count how many power sockets each room has, test light switches and note spare capacity on the consumer unit.
  • Confirm fire alarms and burglar alarms have power.
  • Check radiators heat evenly and ask for service records on the boiler.

Sights, smells and sounds

Unusual odours can signal damp, blocked drains or pets. Traffic noise, passing trains or barking dogs could disturb sleep, so open windows and just listen.

Safety and Energy Efficiency Checks

  • Request the property’s Energy Performance Certificate. A higher rating means lower energy bills and usually better insulation.
  • Ask whether walls, lofts and floors are insulated and confirm there are double glazed windows or at least well-sealed frames.
  • Inspect the consumer unit date, test RCD buttons and look for recent electrical safety reports.
  • For flats, review the service history, sinking fund level and any upcoming works on communal areas.
  • Note installed fire alarms, carbon-monoxide monitors and easy-exit locks on doors.

Local Area, Schools and Transport Links

Good public transport links, reliable mobile phone coverage and respected local schools increase long-term value.

Walk the street, try Google Street View, and drive the route at rush hour.

Check the property’s council tax band, parking permits and bin-collection routine.

Ask neighbours about noise levels and community spirit.

Quick Tips for Your House Viewing Checklist

  • Take a tape measure for sofas, fridge space and alcoves.
  • Carry a small mirror or use your phone to look behind radiators for hidden cracks.
  • Test every interior and exterior door: do they stick, squeak or fail to close fully?
  • Use your mobile phone to check signal in bedrooms and note dead zones.
  • Request a virtual tour recording so you can revisit details later.

Recording Your Property Viewing

Bring a friend for perspective, photograph faults and sketch rough floor plans. Jot down impressions of water pressure, parking arrangements, storage space and any unusual smells so you can compare with other viewing properties later.

After the visit, list follow-up questions on warranties, recent repairs or planning permission for alterations.

Ready to Move From Viewing to Mortgage?

Found a place that feels like your own home? Talk to The Mortgage Pod before you make an offer.

Our advisers compare rates from mainstream banks and specialist lenders, explain costs such as surveys and council tax, and help you secure the right finance for your dream property.

FAQs

Do I have to view a property in daylight?

Daylight highlights damp, cracks and natural light levels. If you can only attend at night, book a second visit during the day or request a virtual tour filmed in good light.

What should I bring to a viewing?

Phone, camera, notebook, tape measure, a copy of this checklist and someone you trust for a second opinion.

How do I test water pressure?

Run kitchen and bathroom taps together, then flush a toilet. A noticeable drop suggests weak pressure or undersized pipes.

Should I worry about a flat roof?

Flat roofs age faster than pitched ones. Ask when the covering was last replaced and look for ponding water or blistered felt.

What if the home is in a conservation area?

Extra rules may limit extensions, window replacements or even paint colours. Check with the local council and review any planning permission documents before committing.

Written By

Steve Humphrey mortgage and protection advisor

Steve Humphrey

Table of Content

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What our customers say about us!

Tony T.
11:05 13 Feb 25
After being told we could only get a mortgage at a real high rate and we’d have to wait another year for things to change we were put in contact with Steve who was brilliant from the very beginning of the process and sorted out a brilliant rate for us. Cannot fault the service from Steve and his team he’s helped us to be able to get the property we wanted..
Emma C.
19:50 11 Feb 25
Steve was exceptional in helping us secure a new mortgage earlier this year. Steve kept us in the loop at all times and worked hard to find us the best mortgage deal to fit with our needs. He is professional, so helpful, and is great at explaining all the financial jargon to regular people like us! Absolute star 🌟
Philippa C.
17:47 22 Jan 25
Brilliant service...fantastic advice...all done from the comfort of my home and I have a mortgage that suits my needs ...totally recommend
Lara M.
15:51 04 Jan 25
Steve is an amazing person, very helpful and informative. Straight on it with all updates and no question is too small. Would highly recommend 👌
Sam H.
10:59 08 Nov 24
Steve was brilliant in guiding us through securing a new mortgage for our property. He has helped us over many years with previous mortgage deals and has been so helpful, knowledgeable and patient in answering our many questions. He really does have our best interests at heart and nothing is too much trouble. I would highly recommend The Mortgage Pod to anyone interested in getting the best deal tailored to their needs.
Claire L.
12:35 04 Nov 24
Absolutely fabulous service. Both Steve and Ebony were extremely friendly and helpful! I was well looked after and the team at the mortgage pod made what could have been a stressful time much easier. Recommend for anyone looking for help/advice with a mortgage. I am based in Scotland in a listed building and Steve and Ebony had no issues helping me to find the right deal! Cheers guys.
Jesse H.
11:05 01 Nov 24
We recently worked with Steve and Chris at The Mortgage Pod to buy our new home, and we couldn’t recommend them highly enough.

From the outset, Steve carefully assessed our financial situation, offering us practical, clear advice that gave us the confidence to proceed. He took the time to understand our existing mortgage and helped us navigate porting it to our new property with ease.

Chris provided a similar level of care with our protection needs, evaluating our current coverage and working with us to recommend tailored solutions to ensure we were well protected for our new circumstances.

Their communication was outstanding throughout, which made a real difference in reducing the stress of the process. They were always responsive, using WhatsApp to make it easy for us to stay in touch even during work hours, and provided clear, thorough answers to every question we had along the way.

Thanks to Steve and Chris, we felt supported, informed, and prepared at every stage. We’re so grateful for their guidance and expertise!
Alex M.
06:23 05 Oct 24
Steve was absolutely amazing throughout the whole purchasing process of our first home. We had no idea what we were doing and what to expect but Steve helped answer questions no matter how silly or small. Helped us select the best mortgage that suited our needs and circumstances and also got us really competitive mortgage rate!

I would recommend The Mortgage Pod to anyone that wants a smooth and easy experience purchasing a home. Thanks for all the help Steve!
Daniel G.
07:22 24 Sep 24
Steve at The Mortgage Pod was fantastic in helping us secure our first home. Our circumstances weren’t the most straight forward as a Ltd company director with only one years trading history.

Steve was responsive, knowledgeable, and always available to answer our questions. He made the entire mortgage process smooth and stress-free, explaining everything clearly and ensuring we understood each step. Steve went above and handled everything efficiently, we highly recommend him to anyone looking for a dedicated, professional mortgage advisor. Thank you, Steve, for making our home-buying experience a great one!

What our customers say about us!

Excellent

Based on 163 reviews
Tony T.
11:05 13 Feb 25
After being told we could only get a mortgage at a real high rate and we’d have to wait another year for things to change we were put in contact with Steve who was brilliant from the very beginning of the process and sorted out a brilliant rate for us. Cannot fault the service from Steve and his team he’s helped us to be able to get the property we wanted..
Emma C.
19:50 11 Feb 25
Steve was exceptional in helping us secure a new mortgage earlier this year. Steve kept us in the loop at all times and worked hard to find us the best mortgage deal to fit with our needs. He is professional, so helpful, and is great at explaining all the financial jargon to regular people like us! Absolute star 🌟
Philippa C.
17:47 22 Jan 25
Brilliant service...fantastic advice...all done from the comfort of my home and I have a mortgage that suits my needs ...totally recommend
Lara M.
15:51 04 Jan 25
Steve is an amazing person, very helpful and informative. Straight on it with all updates and no question is too small. Would highly recommend 👌
Sam H.
10:59 08 Nov 24
Steve was brilliant in guiding us through securing a new mortgage for our property. He has helped us over many years with previous mortgage deals and has been so helpful, knowledgeable and patient in answering our many questions. He really does have our best interests at heart and nothing is too much trouble. I would highly recommend The Mortgage Pod to anyone interested in getting the best deal tailored to their needs.
Claire L.
12:35 04 Nov 24
Absolutely fabulous service. Both Steve and Ebony were extremely friendly and helpful! I was well looked after and the team at the mortgage pod made what could have been a stressful time much easier. Recommend for anyone looking for help/advice with a mortgage. I am based in Scotland in a listed building and Steve and Ebony had no issues helping me to find the right deal! Cheers guys.
Jesse H.
11:05 01 Nov 24
We recently worked with Steve and Chris at The Mortgage Pod to buy our new home, and we couldn’t recommend them highly enough.

From the outset, Steve carefully assessed our financial situation, offering us practical, clear advice that gave us the confidence to proceed. He took the time to understand our existing mortgage and helped us navigate porting it to our new property with ease.

Chris provided a similar level of care with our protection needs, evaluating our current coverage and working with us to recommend tailored solutions to ensure we were well protected for our new circumstances.

Their communication was outstanding throughout, which made a real difference in reducing the stress of the process. They were always responsive, using WhatsApp to make it easy for us to stay in touch even during work hours, and provided clear, thorough answers to every question we had along the way.

Thanks to Steve and Chris, we felt supported, informed, and prepared at every stage. We’re so grateful for their guidance and expertise!
Alex M.
06:23 05 Oct 24
Steve was absolutely amazing throughout the whole purchasing process of our first home. We had no idea what we were doing and what to expect but Steve helped answer questions no matter how silly or small. Helped us select the best mortgage that suited our needs and circumstances and also got us really competitive mortgage rate!

I would recommend The Mortgage Pod to anyone that wants a smooth and easy experience purchasing a home. Thanks for all the help Steve!
Daniel G.
07:22 24 Sep 24
Steve at The Mortgage Pod was fantastic in helping us secure our first home. Our circumstances weren’t the most straight forward as a Ltd company director with only one years trading history.

Steve was responsive, knowledgeable, and always available to answer our questions. He made the entire mortgage process smooth and stress-free, explaining everything clearly and ensuring we understood each step. Steve went above and handled everything efficiently, we highly recommend him to anyone looking for a dedicated, professional mortgage advisor. Thank you, Steve, for making our home-buying experience a great one!