5.0 based on 171 Reviews from

Clear, simple and transparent mortgage advice you can trust

We Are The Mortgage Pod

Thanks for stopping by. The Mortgage Pod is a whole-of-market mortgage broker based on the South Coast, serving customers nationwide.

We are dedicated to making quality mortgage advice accessible to as many customers as possible. Our aim is to take the stress and hassle out of the process and find you the best mortgage or remortgage based on your individual circumstances. As a mortgage broker, our advice is impartial and only given with your best interests in mind.

Our friendly and relaxed team have a great deal of experience in dealing with all sorts of borrowers. Whether you’re looking to take out your first ever mortgage, moving home, remortgaging or purchasing your next buy-to-let, we’ll be by your side throughout your journey. 

Don’t hesitate to get in touch with us to make an enquiry, we’d love to chat.

Working with The Mortgage Pod in 6 simple steps

Start your mortgage journey with one simple click

We’ll grab your basic information and let you know if we can help.

If we can help, we’ll schedule a call with an expert adviser.

If we’re a good fit, we’ll need you to upload some documents.

Well, this is the fun part. This is where the magic happens!

We'll remain available throughout your entire property journey.

Say Hello!

We don't mind how you get in touch. Phone, email, WhatsApp, Line app, carrier pigeon..! Whatever is most convenient. We're here ready to take your enquiry. Get started today.

Let's Chat

Our first meeting is a chance for us to get to know each other and ensure we're a good fit to work together.

Documentation

We'll explain exactly what documents we need from you and why, so that you feel confident about sharing your information.

Let’s make it happen

Leave the paperwork to us, we'll make sure everything is taken care of and liaise with the lender so you can enjoy the journey.

Communication

From start to finish, your personal mortgage adviser will be there for you whenever you need them, whether you have a burning question or would just like some support.

Mortgage Offer

We'll get in touch to review your mortgage offer with you and answer any final questions you may have. If you're happy, we'll press 'go', and then we can celebrate!

We will search 1000's of different mortgage deals available to you from over 75 different lenders, including...

Steve Humphrey mortgage and protection advisor

Steve Humphrey Founder, The Mortgage Pod

“After many years working as a mortgage broker, it was clear the process of obtaining a mortgage and buying a property could be improved.The Mortgage Pod was founded with the goal of making the entire home buying journey clearer, easier, and more transparent.With exceptional communication, unrivalled customer service, and approachable support at the heart of what we do, our expert mortgage advice is just the beginning of how we can help.”

What our customers are saying about us

Tony T.
11:05 13 Feb 25
After being told we could only get a mortgage at a real high rate and we’d have to wait another year for things to change we were put in contact with Steve who was brilliant from the very beginning of the process and sorted out a brilliant rate for us. Cannot fault the service from Steve and his team he’s helped us to be able to get the property we wanted..
Emma C.
19:50 11 Feb 25
Steve was exceptional in helping us secure a new mortgage earlier this year. Steve kept us in the loop at all times and worked hard to find us the best mortgage deal to fit with our needs. He is professional, so helpful, and is great at explaining all the financial jargon to regular people like us! Absolute star 🌟
Philippa C.
17:47 22 Jan 25
Brilliant service...fantastic advice...all done from the comfort of my home and I have a mortgage that suits my needs ...totally recommend
Lara M.
15:51 04 Jan 25
Steve is an amazing person, very helpful and informative. Straight on it with all updates and no question is too small. Would highly recommend 👌
Sam H.
10:59 08 Nov 24
Steve was brilliant in guiding us through securing a new mortgage for our property. He has helped us over many years with previous mortgage deals and has been so helpful, knowledgeable and patient in answering our many questions. He really does have our best interests at heart and nothing is too much trouble. I would highly recommend The Mortgage Pod to anyone interested in getting the best deal tailored to their needs.
Claire L.
12:35 04 Nov 24
Absolutely fabulous service. Both Steve and Ebony were extremely friendly and helpful! I was well looked after and the team at the mortgage pod made what could have been a stressful time much easier. Recommend for anyone looking for help/advice with a mortgage. I am based in Scotland in a listed building and Steve and Ebony had no issues helping me to find the right deal! Cheers guys.
Jesse H.
11:05 01 Nov 24
We recently worked with Steve and Chris at The Mortgage Pod to buy our new home, and we couldn’t recommend them highly enough.From the outset, Steve carefully assessed our financial situation, offering us practical, clear advice that gave us the confidence to proceed. He took the time to understand our existing mortgage and helped us navigate porting it to our new property with ease.Chris provided a similar level of care with our protection needs, evaluating our current coverage and working with us to recommend tailored solutions to ensure we were well protected for our new circumstances.Their communication was outstanding throughout, which made a real difference in reducing the stress of the process. They were always responsive, using WhatsApp to make it easy for us to stay in touch even during work hours, and provided clear, thorough answers to every question we had along the way.Thanks to Steve and Chris, we felt supported, informed, and prepared at every stage. We’re so grateful for their guidance and expertise!
Alex M.
06:23 05 Oct 24
Steve was absolutely amazing throughout the whole purchasing process of our first home. We had no idea what we were doing and what to expect but Steve helped answer questions no matter how silly or small. Helped us select the best mortgage that suited our needs and circumstances and also got us really competitive mortgage rate!I would recommend The Mortgage Pod to anyone that wants a smooth and easy experience purchasing a home. Thanks for all the help Steve!
Daniel G.
07:22 24 Sep 24
Steve at The Mortgage Pod was fantastic in helping us secure our first home. Our circumstances weren’t the most straight forward as a Ltd company director with only one years trading history.Steve was responsive, knowledgeable, and always available to answer our questions. He made the entire mortgage process smooth and stress-free, explaining everything clearly and ensuring we understood each step. Steve went above and handled everything efficiently, we highly recommend him to anyone looking for a dedicated, professional mortgage advisor. Thank you, Steve, for making our home-buying experience a great one!

Our latest news articles...

What Counts as Proof of Income When You’re Self Employed: A Guide

How Much Do You Need to Earn to Buy a Home in London? A 2025 Guide

Can You Get a Mortgage on a Stipend Income in the UK? A Complete Guide

No hidden fees, no sales patter, just clear and transparent mortgage advice.

When you are buying a property, you have enough on your plate without feeling pressured or worried that you’re being misled. At The Mortgage Pod, we’re not here to sell you a mortgage, send you a bill and run. We will talk you through everything you need to know and you will always be able to reach us if you need to.

Have a question? Ask away...

It’s right you should ask, as your mortgage broker will become your key contact throughout your entire property journey.

Above all else, the role of a mortgage broker is to research, source, and secure the best and most suitable mortgage product available for each unique customer’s circumstances. 

Securing the lowest possible interest rate may seem the primary goal, but there are other factors to consider, such as approval criteria, how to get a mortgage with an unusual income structure or a history of poor credit.  

A mortgage broker will also aim to make your life easier by taking care of paperwork, answering any questions you may have as well as liaising with solicitors, estate agents or even surveyors on your behalf.

At The Mortgage Pod, we believe that excellent communication and first-class customer service are essential and can make all the difference to your property buying experience. 

There are many differences between your bank’s mortgage service and that of a mortgage broker. A bank will only be able to offer you their products and services, and as this is likely to be on a non-advised basis, the options may be very limited.  

On the other hand, an experienced mortgage broker will be able to review many different options for you from various lenders, including banks, building societies, and even specialist lending houses.

At The Mortgage Pod, we work with more than 75 different mortgage lenders to ensure we find you the best and most suitable mortgage deal for your circumstances. It’s very likely that this will include your own bank!

There are many repayment options, hundreds of different types of mortgages, and thousands of products out there. Knowing where to start can be intimidating, but the help of a mortgage broker can really help.

You may find yourself asking questions such as: – 

Should I get a fixed or variable-rate mortgage?

Should I take a repayment or interest-only mortgage?

Would a 25-year or 40-year mortgage term be best for me? 

Each type of mortgage has its own unique features, benefits, and drawbacks, and the best type for you will depend on your financial situation, credit score, intentions, and long-term goals.  

We are seasoned mortgage brokers and will help you understand the different types of mortgages that are available to you. We’ll make our recommendations on the best type of mortgage for your circumstances.

Mortgages are as diverse as houses, and what suits one person may not suit another.

Choosing the best mortgage for you depends on many factors, such as your financial situation, credit score, and personal preferences.

At The Mortgage Pod, we can help you navigate the complex world of mortgages and find the best options for your unique circumstances.

We’ll consider your financial situation, your goals, your attitude towards risk, and your preferences to present you with a range of suitable options.

Ultimately, the best mortgage for you is one that fits within your budget, remains affordable and aligns with your long-term financial goals. 

The Mortgage Pod is a mortgage broker based in sunny SouthseaPortsmouth. We have superb local knowledge and love helping customers buy in the area. 

However, our location doesn’t stop us from helping customers all over the UK. Communication is one of our strengths, and we’re happy to talk on the phone, via text or WhatsApp, email or Zoom. Whatever you choose, we’ll give you the same great service as if we were face-to-face.

If you decide to proceed with us, there may be a charge payable after we have completed our research, depending on the complexity of your mortgage application and whether you’ve worked with us before.

No fee is payable prior to submission of a full mortgage application, and the exact amount will always be confirmed to you in writing before any application is submitted.

A typical fee for a new customer is up to £499, which we feel is money well spent considering the size of the purchase and the reassurance our service provides. Bear in mind that it’s our aim to save you money by finding you a competitive mortgage deal, so we might even pay for ourselves!

Please note, that we do reserve the right to charge more than £499 if the circumstances require it. But we will always, always inform you in advance.